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While the cost-of-living adjustment has not been announced for Social Security payments in 2025, economists predicted that the payment increase will be about 2.57 percent, based on inflation levels. That’s significantly lower than the increases seen this year and in 2023, which were 3.2 percent and 8.7 percent, respectively. However, the actual increase will depend on many factors, including retirement age and lifetime income. Location can also play a role as certain states tend to have higher incomes and subsequently higher Social Security payments. These are the states that have…